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Joint Liability Group Loan (JLG)

Our group loan products are designed to offer financial access to those women who have limited access to banking solutions. Apart from low interest rates, the product helps customers to uplift their lives and improve their social status.

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Jewel loan

Get a loan against the gold you own, to meet your immediate financial needs. Our Gold Loan comes with nominal interest rates, flexible repayment options for added financial ease with flexible tenors ranging up to 12 months, to fit your repayment capacity. We also assure safety of your gold ornaments with state of art security protocols, for your peace of mind.

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Crop Loan

At KGFS, we finance the working capital for the paddy business. A flexible product whose tenure will match the cash flow patterns & needs of our customers.

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Remittance Services

Remittances to India, are money transfers from Non-resident Indians employed outside the country to family, friends or relatives residing in India. It’s a quick and easy way to receive money from abroad. People can send a money transfer from thousands of nearby agent locations around the world to their family and friends in India, and they can pick it up at any of the 1 Lakh locations in India.

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Axis Bank Savings Account

Savings account should be a universal account to be opened by everyone. It will be made an integral part of every enrolment. This account can be typically used to accumulate small sums of money to pay-off loan instalments or to transfer to a mutual fund, fixed or recurring deposit on a pre-specified date, for insurance pay-outs, loan disbursements, remittance, other pay-ins and pay-outs.

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Recurring Deposit

A recurring deposit account should also be universal account to be opened by everyone. The interest rate of a recurring deposit account of 7% per annum may vary depending on tenure. It is preferable for a customer to park some funds on a regular basis with an intent to meet renewal premium commitments such as Insurance Renewal Premium. The amount invested is secured and return is also fixed. Customer holds Saving account may give a standing instruction for collection of RD premium.