PERDIX is a feature rich, agile and flexible suite of product that can be used by financial institutions for Origination, Servicing and Analytics of various financial products covering loans, insurance, savings and payments.
Perdix offers an end-end customer management system that helps financial institutions in lead generation, KYC, credit bureau check, full loan origination and collections. Through Customer 360, one can get a full view of all transactions of the client that includes past & present loans, historical data, documents, risk and relationship dashboard and customer statements.
Perdix’s Lead Management module offers comprehensive lead generation process that includes lead input, lead bulk upload, lead follow-up, lead queues & lead processing.
Perdix’s Loan Origination module offers an ability to on-board the customer, KYC collection and Verification, online real-time Credit Bureau check, Risk Scoring, Appraisal, Document scanning, Legal and Technical evaluation, Collateral Management, Appraisal, Credit check, Risk check, Credit committee and Sanction process.
Perdix offers full-fledged collections module that has features for both regular and overdue collections. This includes Cash, NACH, PDC and ECS. Perdix also offers a comprehensive legal process for overdue collections that includes legal notices, asset repossession and related processes.
Loan Management System offers the users everything that a core banking system offers. This includes multi-product with various loan sizes, tenures, tranche-wise disbursements, EMI schedule generation, customized appropriation sequence, fore-closures, loan restructuring, settlement, rescheduling, NPA and write-off definitions amongst a host of other features.
Perdix Loan Management System offers an integrated accounting module that helps a financial institution to do full loan lifecycle accounting, manage multi-level GL accounting, create chart of accounts that includes, trial balance, balance sheet and P&L.
BI forms the core of any high quality financial institution. It helps the institution to understand the customer needs and performance trends of various products and devise business strategies in a proactive manner. The BI portal generates structured MIS reports for people in different hierarchies and provides a configurable view of the data.
Perdix’s Wealth Management Software helps financial institutions in recommending suitable financial products to their clients and thereby enabling their clients to achieve their goals. Through the state of the art ‘Financial Wellbeing Report’, Perdix maps the customers’ financials, goals and cash flows and in turn offers suitable financial product recommendation to meet their goals.
Audit Management System offers features such as automated sampling, automated audit scheduling and scoring among other features to manage operations risk and control frauds.