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Ragupathi is an Agriculture graduate and Post Graduate in Business Administration from Tamil Nadu Agricultural University (TNAU) and has 13+ years of work experience in Banking Industry. Prior to Dvara KGFS, he was associated with Axis Bank Limited and ING Vysya Bank Limited, wherein he has handled products like Farmer Finance, Agri-allied business loans, Agricultural commodity trading business loans, Tractor Finance, Gold loan, Commodity business and Government Sponsored project loans in the capacity of Assistant Vice President and Area Sales Manager across regions of Tamilnadu.