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Dvara KGFS was incorporated in August 2008 by Dvara Trust, a private trust set up with the mission “To ensure that every individual and every enterprise has complete access to financial services.” Dvara KGFS works to achieve this goal by setting up a network of branches in remote rural areas that offer a range of financial products and services. Dvara KGFS currently operates in the states of Tamil Nadu, Odisha, Uttarakhand and Karnataka serving individual customers and enterprises in remote rural areas. The organisation instils this mission into business by facilitating and originating financial products and services on behalf of financial institutions (NBFCs & Banks) through a unique branch-based business model called Kshetriya Gramin Finanical Services (KGFS: KGFS translates to Regional Rural Financial Services). Dvara KGFS follows a customer-centric model and offers products and services through “Wealth Management.”

Our Headquarters and Branches positioned in different locations cater to a clearly defined geographical area spread over a contiguous location with a population of 5 million. On the distribution front, we partner with banks and other financial institution under the direct origination model, serving as a business correspondent (BC).

Dvara KGFS operates through a customer centric technology enabled model, whereby household information like-assets, liabilities, income, expense, households’ financial goals are collected to generate a financial well-being report which is a tool to determine the suitability of a product opted by a customer.

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