Viswanathan is a senior banking professional with about 40 years of experience in Credit Risk, Corporate Banking, Stressed Asset Management, Private Banking and Compliance. He is, currently, a freelance consultant advising some start-ups in the financial sector and angel funds. Prior to his superannuation, he was heading the Compliance function of ING Vysya Bank Ltd(since merged with Kotak Mahindra Bank Ltd) and continued as an adviser on Compliance matters to Kotak Mahindra Bank for a year. In his earlier roles, he was heading the Private Banking vertical and the Mid Corporate segment of ING Vysya Bank for six years each. He has led complex cross-functional teams and worked in both client-facing and risk underwriting roles. With strong domain knowledge and a deep understanding of the client requirements in the evolving markets of Private Banking and Corporate Banking, he has played a major role in designing products, customizing reports to make it more meaningful and customer friendly. He has excellent working relations with corporates, High Net Worth Individuals clients, peers in the banking industry and regulators.
In his earlier stints, Viswanathan was underwriting corporate credit risk in ING Vysya Bank, Industrial Investment Bank of India and Bank of Maharashtra. The stint at Industrial Investment Bank of India especially, gave him a deep insight into stressed asset management.
Was a member of Bill Discounting Committee constituted by the RBI in 2000. He played an integral role in drafting the report. He was also a member of the Subcommittee on Banking and Insurance of CII Bangalore.